Answer the following questions truthfully:
1. Does your other half or partner whinge that you spend too much money?
2. Are you shocked each month when your credit card bill arrives at how much more you charged than you thought you had?
3. Have you got more shoes and clothing in your wardrobe than you might ever most likely wear?
4. Do you own every new contraption before it has time to collect dust on a retailer's shelf?
5. Are you a income opportunity addict endlessly seeking out the next internet cash tactics to generate extra cash.
6. Do you frequently purchase things you did not know you wanted until you saw them on display in a store?
If you answered "yes" to any a couple of the above questions, you are an impulse spender and pamper yourself in retail therapy.
This is not a nice thing. It'll forestall you from saving for the critical stuff like a house, a new automobile, a holiday or retirement. You have to set some financial goals and resist spending cash on items that actually don't matter in the long run.
Impulse spending will not only put a strain on your financial affairs but your relations, too. To triumph over the issue, the very first thing to do is learn to separate your wishes from your wants.
Advertisers blitz us hawking their products at us endlessly. The trick is to give yourself a cooling-off period before buying anything that you haven't planned for.
When you go shopping, start a list and take only enough money to pay for what you've planned to purchase. Leave your credit cards at home.
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